Universal commercial health insurance “Bo Aikang” will be launched soon

2022-06-06 0 By

“Bo Aikang”, an inclusive commercial supplementary medical insurance, has been selected as one of the ten practical matters concerning people’s livelihood in Zhongshan city in 2022.After public bidding, the “Bo Aikang” product of Zhongshan in 2022 will be jointly insured and operated by ping An Property Insurance, Tencent Micro Insurance, PICC Property Insurance, Guoshou insurance and other insurance companies, and will be officially launched in Zhongshan on February 16.Recently, zhongshan medical insurance bureau party member and deputy director of the king in an interview with reporters, said “aikang” is the only by the government with the guidance of zhongshan zhuhai citizens own pratt &whitney type, the first year premium RMB 180 / year, on the basis of social medical treatment insurance treatment, breaking through any limits from medical insurance directory for extensive treatment is higher,Individual and self-paid medical expenses can be reimbursed inside and outside the medical insurance catalog, with a maximum of 3.45 million yuan, which will effectively reduce the medical expenditure burden of zhongshan insured.We have learned, “aikang” in line with “government guidance, business operations, huimin convenience, the voluntary insurance” principle, to policy-holder unlimited age, household register, employment, medical history, without examination, no waiting period, basic medical insurance in protect people can buy all of zhongshan, product guarantee deadline for January 1, 2022 to December 31, 2022.”Bo” aikang security covers five contents: inpatient and outpatient service directory of specific diseases out-of-pocket medical expenses, hospitalization and outpatient service directory of specific diseases out-of-pocket medical expenses, hospitalization directory compliance medical costs, disease outpatient service at a specific high drug costs, some rare disease outpatient specified security and specify type 1 diabetes expenses, etc.The lowest deductible in the medical insurance catalog is only 15,000 yuan, and the highest reimbursement ratio is 75%.According to Wang Fang, “Bo Aikang” not only strictly in accordance with the CBRC on the latest requirements of Huimin insurance products, more in-depth combined with zhongshan city medical insurance claims data, for the level of security, product pricing and other aspects have been scientific calculation, in line with the actual needs of zhongshan people.In addition, the products meet the “one-stop” settlement and conforms to the medical expense claim conditions, can enjoy convenient “one-stop” pay when clearing, ginseng protect people reimbursement from running errands, and at the same time everyone 360 yuan for a premium gift bag, delivery to your door, free decoct Chinese traditional medicine and so on many value-added services, cogent accomplish huimin convenience, improve the masses’ satisfaction.”The significance of this product is to take care of more special groups and let citizens feel the temperature of insurance.”Wang Fang said, “bo aikang” unlimited age, profession, the health of the low threshold design fully cover everyone in zhongshan health ginseng, let the elderly, such as slow patients group of higher medical security, in addition, “aikang” for type 1 diabetes high out-of-pocket consumables and rare diseases medicine guaranteed high at its own cost, benefit more special group.It is understood that Zhongshan “Bo Aikang” is planned to be publicly released on February 16, 2022.At that time, “Bo Aikang” insurance payment channel simultaneous opening, interested in insurance personnel can pay attention to the official public account “Zhongshan Bo Aikang” in advance, to understand the relevant information.Declaration: The copyright of this article belongs to the original author, if there is a source error or infringement of your legitimate rights and interests, you can contact us through the mailbox, we will promptly deal with.Email address: jpbl@jp.jiupainews.com